Challenged Credit Financing in Philadelphia

At Pacifico Hyundai in Philadelphia, we're committed to helping a wide range of customers here in Philadelphia and South Philadelphia. We've been selling and servicing cars here in the Philly area since 1920 and we understand that not everyone has the same financial situation. If you've had financial struggles in the past, we have knowledgeable experts in our finance center who can help you get the financing you need for the car you want so you can earn a living and get back on your feet. Here are some of the ways we can help you with accessible financing at our dealership, even if your credit is severely challenged. Your credit score won't be affected!

Every credit application is accepted

At Pacifico Hyundai, you can rest assured that we accept everyone's credit application regardless of your credit score. Your current credit rating might be below 670, in which case you might still have a number of car loan options available when you work with us. If you have a considerably lower credit rating, if you're brand-new to the credit world, if you have bad credit or no credit at all, we will still accept your credit application and help you get the financing you need.

We can help you get approved with no money down

For buyers who have no money to put down, we have creative approaches that can help you get a bad credit car loan. If your credit score lands somewhere between 300 and 579, we can help you get the bad credit auto loan that can put you behind the wheel of the new or used Hyundai model you need. Please be aware that a bad credit loan will come with higher annual percentage rate but it can allow you to finance the Hyundai Tucson or Hyundai Santa Fe you're looking for.

If you have no money down and you need to qualify for a car loan, it makes a lot of sense to shop for a quality used model like a used Hyundai Elantra, Honda Kona or Hyundai Palisade. By purchasing a lower-priced used vehicle that's in good condition, you help convey the idea that you are serious about getting your credit back in shape and that you're willing to drive a more modest vehicle so you can get a car loan.

Your income is your credit at Pacifico Hyundai

If you're living with a challenged financial situation, let one of the specialists in our finance center know about what's going on. We will keep your information completely confidential and we'll assist you privately to work things out in your favor. When your income is your credit, as is the case at our dealership, we make it easier to qualify for a bad credit car loan. We can line you up with a lender who will report your on-time payments to the credit bureaus so that you can gradually establish or rebuild your credit score.

We Can Help Without Impacting Your Credit Score

Rest easy. Our financing team can guide you toward approval without running a hard credit inquiry. This means we can explore auto loan options without it counting against your credit. You drive home in the vehicle you want, while your score stays intact.

You can apply for a loan with us without giving away your Social Security number

We are so committed to helping you get the right car loan, we allow buyers from Manayunk to apply for an auto loan without having to give us your Social Security number or even requiring a credit inquiry. Typically, the process of making a credit inquiry can have a negative impact on your credit score and that's why we use special workarounds to help you get a car loan without a Social Security number and without requiring you to make a credit inquiry.

Our family-owned dealership will treat you like family, regardless of your credit history

We understand that bad things can happen to good people and you might be in a challenged credit situation through no fault of your own. You may have had health issues, an unexpected bankruptcy or a car repossession, or you may have been through a divorce, all because of circumstances beyond your control. Regardless of your situation and your credit score, we'll help you get a car loan and work with you to help you rebuild your credit at Pacifico Hyundai in Philadelphia PA.

  1. Pacifico Hyundai

    6715 Essington Avenue
    Philadelphia, PA 19153

    • Sales: 833-688-7551
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Get in Touch

  • Contact our Sales Department at: 833-688-7551
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 8:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 8:00pm
  • Saturday9:00am -5:00pm
  • SundayClosed